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NICE Group provides Korea’s only financial services infrastructure for credit ratings of individuals and corporations. NICE Group provides Korea’s only financial services infrastructure for credit ratings of individuals and corporations.

NICE has Korea’s first and leading credit rating agency, and has provided the financial market participants with standards & guidelines for credit risk evaluations based on credit-ratings of individuals and businesses. We provide fair and timely professional information to resolve the problem of information asymmetry, and provide meaningful insights to industries.

RATING

NICE Credit Index has been the standard in the capital markets from 1985. NICE Credit Index has been the standard in the capital markets from 1985.

NICE Information Service Personal credit assessment Credit rating of individual business operators Corporate credit rating Tech Credit Bureau (TCB) ESG assessment

NICE D&B Corporate credit rating Tech Credit Bureau (TCB) ESG assessment

NICE Investors Service Credit Rating for Corporate Bonds & Commercial Papers Corporate Credit Rating Credit Rating for Short-Term Bonds & Asset-Backed Securities Assessment of Business Feasibility ESG assessment (ESG bond and a Company’s ESG)

NICE P&I Bond asset mark to market ELS / DLS Fair valuation Alternative Investment Fair valuation

NICE assesses the credit rating of individuals and businesses in more detail based on a greater diversity of data.

Market share in 2023 (as of 4Q 2023)

Credit information of economically active population of 44.71 million people in Korea

70%

Corporate Credit information

52%

Korea’s best expert group for model development (as of 4Q 2023)

CB model project orders awarded

90%

Corporate model project orders awarded

86%

New credit assessment model based on new technologies

01 Assessment model applying machine learning
launched for the first time

02 Explainable
machine learning

03 New functions introduced, including multi-target models
considering risks and profitability

DATA

NICE creates valuable data by combining our own data with diverse outside resources. NICE creates valuable data
by combining our own data
with diverse outside resources.

NICE information
business data

NICE Payments
business data

EXTERNAL DATA

IMPACT &
SYNERGY

NICE provides practical data experience useful to individuals to empower data. NICE provides practical data experience useful to individuals to empower data.

My Data Service for NICE Credit Care members

NICE provides our customers with useful services developed by collecting their vast volumes of data scattered in the financial institutions and markets.

NICE Score provided
through diverse channels

You may check your NICE credit score at internet banks, fintech or financial firms, communication service channels, etc. NICE Information Service

Service comparing
cosmetics data Cosmetic industry’s largest of over 5.5 million review data Information concerning over 180,000 cosmetics Cosmetics ranking data provided

NICE resolves information asymmetry issues in the beauty market based on cosmetics ingredient data. BirdView

Automobile information
inquiry service

NICE provides information concerning automobiles owned by its customers through diverse channels. NICE D&R

Commercial area information service Over 50 different projects carried out for diverse industries
Source data across over 500 industries
Over 3.2 million bits of commercial district information across the country

NICE provides commercial area analysis service based on up-to-date big-data of commercial districts. NICE Zinidata

NICE also exports credit services infrastructure by leveraging
big data in cooperation with global businesses. NICE also exports credit services infrastructure by leveraging
big data in cooperation with global businesses.

Korea’s biggest database service of global business information NICE D&B develops and provides credit rating data of over 500 million global businesses in over 200 countries.

Personal Credit Bureau (CB) and big data infrastructure developed in Vietnam NICE has developed the Personal CB Service in Vietnam by developing CB score for CIC, a public credit information agency and Telco & Marketing Scores utilizing local data in Vietnam.

Rating•Data